Got a Notice of Trustee's Sale in Paradise Valley? Here's What to Do.
If a Notice of Trustee's Sale was recorded against your Paradise Valley home, the clock is running. Under ARS §33-808 you have a minimum 91 days before the auction — but every day matters.
What the Notice of Trustee's Sale means in Paradise Valley
The Notice of Trustee's Sale is recorded in the Maricopa County Recorder's Office, mailed to you, posted on the property at least 20 days before the sale, and published weekly in a local newspaper. It sets a specific auction date.
You can still: (1) short sale the home, (2) negotiate a loan modification, (3) reinstate the loan by paying the arrears, (4) deed-in-lieu, or (5) file Chapter 13 bankruptcy to trigger an automatic stay.
Critical deadlines for Paradise Valley homeowners
Under ARS §33-811(C), if you haven't filed a court injunction by 5:00 p.m. the business day before the sale, you waive nearly all defenses to the sale. Under ARS §33-813, you can also reinstate the loan up to that same deadline.
Sales are commonly postponed when a complete short sale package and qualified buyer offer are in lender review — but lenders postpone, not us. The earlier we engage, the better.
What to do today in Paradise Valley
Pull the Notice of Trustee's Sale and confirm the sale date and trustee contact. Gather two months of pay stubs, two months of bank statements, your mortgage statement, and a brief hardship letter. Call us — every day inside the 91-day window is leverage.
Other ways I help Paradise Valley homeowners
Educational information only. Not legal, tax, or financial advice. Talk to a licensed attorney or CPA about your specific situation.
Common questions — Paradise Valley
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