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Maricopa County • Arizona

Tempe Short Sale & Foreclosure Help

Tempe's ASU-adjacent investor and rental demand makes it one of the faster short sale markets in the Valley — we can usually land a qualified buyer inside 30 days.

Tempe at a glance

  • Population: 186,000+
  • Median home value: ~$478,000
  • County: Maricopa County
  • ZIP codes I cover: 85281, 85282, 85283, 85284, 85288
  • Neighborhoods: Mitchell Park, Warner Ranch, The Lakes, Maple-Ash, Shalimar

Why Tempe matters for your short sale

Zillow typical value tracked around $478K into early 2026 (-3.2% YoY). Short-term rental owners near ASU and airport-facing neighborhoods have been hit by regulation changes and demand softening.

The Tempe short sale process

  1. Free call. 15 minutes to understand your situation and options.
  2. Listing. I list the home and market it aggressively to Tempe-area buyers.
  3. Offer. We accept a qualified offer — usually within 30 days.
  4. Lender package. I submit your hardship documentation and offer to the lender.
  5. Negotiation. I push the lender toward approval and a full deficiency release.
  6. Close. You sign, the home transfers, and you walk away clean.

Arizona laws that protect you

Arizona is a non-judicial foreclosure state, meaning most lenders foreclose through a trustee's sale under Arizona Revised Statutes Title 33. Two laws matter most:

  • ARS §33-808 — requires at least 90 days between a Notice of Trustee's Sale and the auction. That's your window to act.
  • ARS §33-814 — Arizona's anti-deficiency statute protects qualifying owner-occupied homeowners from being pursued for the difference after foreclosure or short sale.

This page is educational and not legal advice. Talk to a real estate attorney for your specific situation.

Get free Tempe short sale help

Tell me about your situation. I respond within one business day.

By submitting this form you authorize Ryan Melville to contact you by phone, text, and email about your property and options. Consent is not a condition of any service. We never share or sell your information. This site is for informational purposes and does not provide legal, tax, or financial advice.

Common questions from Tempe homeowners

Yes. Arizona's non-judicial foreclosure process gives you 90 days between the Notice of Trustee's Sale and the auction. In Tempe, we can usually get the sale postponed once a short sale file is in motion with the lender.

Not sure where to start?

A 10-minute call can change everything. Free, confidential, no pressure.