Can a Tempe trustee's sale be postponed?

Yes. Trustees regularly postpone sales when a complete short sale package and qualified buyer offer are with the lender, or when a loan modification is in active review. Postponements are typically 30–90 days at a time.

Is it too late to short sale my Tempe home?

Usually no — but you need to move fast. The earlier inside the 91-day window we start, the higher the odds of a postponement and a clean approval.

Maricopa County • 85281, 85282, 85283, 85284, 85288

Got a Notice of Trustee's Sale in Tempe? Here's What to Do.

If a Notice of Trustee's Sale was recorded against your Tempe home, the clock is running. Under ARS §33-808 you have a minimum 91 days before the auction — but every day matters.

I got a notice on my Tempe home — help About Tempe

What the Notice of Trustee's Sale means in Tempe

The Notice of Trustee's Sale is recorded in the Maricopa County Recorder's Office, mailed to you, posted on the property at least 20 days before the sale, and published weekly in a local newspaper. It sets a specific auction date.

You can still: (1) short sale the home, (2) negotiate a loan modification, (3) reinstate the loan by paying the arrears, (4) deed-in-lieu, or (5) file Chapter 13 bankruptcy to trigger an automatic stay.

Critical deadlines for Tempe homeowners

Under ARS §33-811(C), if you haven't filed a court injunction by 5:00 p.m. the business day before the sale, you waive nearly all defenses to the sale. Under ARS §33-813, you can also reinstate the loan up to that same deadline.

Sales are commonly postponed when a complete short sale package and qualified buyer offer are in lender review — but lenders postpone, not us. The earlier we engage, the better.

What to do today in Tempe

Pull the Notice of Trustee's Sale and confirm the sale date and trustee contact. Gather two months of pay stubs, two months of bank statements, your mortgage statement, and a brief hardship letter. Call us — every day inside the 91-day window is leverage.

Other ways I help Tempe homeowners

Educational information only. Not legal, tax, or financial advice. Talk to a licensed attorney or CPA about your specific situation.

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Common questions — Tempe

At least 91 days under ARS §33-808 — but the actual sale date is on the notice itself. Final cutoff for an injunction or reinstatement is 5pm the business day before the sale (ARS §33-811(C), §33-813).