Short Sale Help in Tempe, AZ
A short sale lets Tempe homeowners sell their home for less than the mortgage balance — with the lender forgiving the difference. It costs you nothing out of pocket and protects your credit.
What a Tempe short sale looks like
With Tempe medians around ~$478,000, most short sales here close in 60–120 days. I list the home, market it to qualified buyers, and negotiate directly with your lender (and any junior lienholder) for a payoff that fully releases you from the loan.
Why short sales work in Tempe
Lenders prefer short sales over foreclosures: less cost, less time, less risk. As a Tempe homeowner, you benefit from Arizona's anti-deficiency protection (ARS §33-814) on most owner-occupied properties — meaning a properly negotiated short sale should release you from any remaining debt.
My fees, escrow, and most title costs are paid by your lender as part of the short sale approval. You walk away clean.
What to bring to a free Tempe consult
Mortgage statement, hardship letter outline, recent pay stubs/bank statements, and any letters from your servicer or trustee. If you've already received a Notice of Trustee's Sale, bring that too — it tells me exactly how much time we have.
Other ways I help Tempe homeowners
Educational information only. Not legal, tax, or financial advice. Talk to a licensed attorney or CPA about your specific situation.
Common questions — Tempe
Not sure where to start?
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